I was at the impression that when I pay off they will remove this from the credit bureau since it is their fault they never ever reported this to me in 1 year and then directly reported it to Credit Bureaus without my knowledge.

I immediately raised this concern with them and they told me to pay this off even though there is a fraud transaction happening in my PayPal account they are not responsible for that. I never knew this happening in 2018 and Freedom First Credit Union never reported this to me at any time between 2018 until I found out from the credit reports in mid-2019. After I investigated this further I noticed Paypal requesting payment from Freedom first and Freedom first kept paying Paypal that amount even after my account depleted. I immediately knew this is something to do with the fraudster using my account or something or freedom first applying a lot of fees on my account and it went negative. I was surprised to see that the $96 collection unpaid from Freedom First. However, in May 2019 I saw a collection on all my 3 credit reports when I was applying for a home loan. I did receive letters from the Freedom first insurance department once in a few months to all my new addresses. Occasionally I log in to check and everything seems fine until 2018-2019. Since there is no fee to maintain this checking account, I kept this account with a minimum balance of $100+ thinking I might return back to Virginia one day so I can start using it by then. I have been using the account without issues for several years. I opened a checking account with Freedom First Credit Union when I joined the graduate program at ******** **** in 2004. We regret any negativeĮxperience this may have caused for *** ******. Were assessed as a result of this transfer. Is owned jointly, Our right of set-off and Our impressed lien extends to anyĪmount owed to Us by any of the joint Owners”.In addition, *** ******** account was also reviewed to ensure that the transfer of funds did not result Keogh, IRA or similar tax deferred deposit You may have with Us. The right of set-off and Our impressed lien does not extend to any Set-off any of Your money or property in Our possession against any amount You Lien upon Your Accounts with Us to the extent You owe Us any money and We mayĮnforce Our right to do so without further notice to You. Transaction was in accordance with the Credit Union’s Membership AccountĪgreement which states “You agree that We may impress and enforce a statutory Overdrawn account that *** ****** was joint on with her adult son. Our records confirm thatįunds were transferred from a checking account owned by *** ****** to an Vinton, VA 24179 Williamson Road 5102 Williamson Rd.#********, a thorough review was conducted. Roanoke, VA 24015 Vinton 203 Virginia Ave. Salem, VA 24153 Towers Shopping Center 2221 Colonial Ave. Daleville, VA 24083 Salem 1235 Electric Rd. Branch Locations: Daleville 1171 Roanoke Rd.

Our mission is 'helping our members prosper-helping our communities thrive.' With 10 branches, nearly 50,000 members, and more than $300 million in assets, Freedom First truly is 'where people bank for good.' We invite anyone who lives, works, worships, goes to school, or supports a charity in Botetourt, Craig, Franklin, Montgomery, and Roanoke Counties or the cities of Radford, Roanoke, and Salem to enjoy the many benefits of membership with Freedom First. Since 1956, when seven GE employees pooled $40 of their own money to make low-interest loans available to their coworkers, Freedom First has served the same purpose: providing access to affordable, equitable financial and development services to our members. George Washington & Jefferson National Forests.

Freedom first credit union near me